Tag Archives: home business

Evaluating A Home Business: Recurring Costs

Considering the recurring costs of a home business is crucial when it comes to choosing the one that’s right for you.  Because this is where several decisions are made by you… and by the FTC.


Ok, this is where the meat & potatoes are when it comes to home businesses. Because this is usually where you begin to figure out how people are getting paid.

Monthly Fees:

When there’s a high buy-in, that’s usually the source from which others get paid. Think Ponzi-scheme, although it doesn’t have to be a Ponzi-scheme. Trading cripto-currency is an example here. You pay more up front, but it’s for an investment in another form of currency, which is supposed to pay you back in the long run. It may or may not include a recurring investment or monthly fees (much like a bank charges you a monthly maintenance fee).

Even without a high buy-in, any monthly “fees” should be fully investigated:

Value vs Cost

Weigh the value verses the cost.

  • Are you paying monthly for a website? Investigate how much a basic commerce or blog site costs, including the domain & hosting. Again, is your cost reasonable for this service?
  • Why would a company need to charge you a monthly fee to market their website? They should be recovering any and all costs of their website from the sale of goods or services.
  • What are you getting in exchange for these fees?
  • How much volume (sale of products and/or services) do you need to maintain to off-set this cost every month? (A statistic of which you need to be aware is that, in most home businesses that involve sales of any sort, the average sale per sales rep is only 2 – forever – before the rep quits.)


Auto-ships is where you really have to do some evaluation. If you’re expected to keep making regular purchases, consider:

  • Is it reasonable that I should make these regular purchases?
  • Would I WANT to make these regular (repeat) purchases?
  • Is the price of these repeat purchases reasonable (for the goods or services I’m receiving)? Compare the cost AND value of the goods & services to the cost of the same from any other reasonable source. Are you getting reasonable value for the cost?
  • How easy is it to cancel the auto-ship?
  • Do I trust this person or this company with my credit card info, which they’ll use for these repeat purchases?

Only you can answer those questions for yourself.

Remember, the FTC wants to make sure that a company isn’t just making money from, nor paying it’s representatives from, enrollment fees. They consider that a Ponzi scam. The company and its reps must be paid by the sale of products and/or services, even if they’re digital (online). So, remember: profits from the sale of products and/or services is the only legitimate means to be paid, according to the FTC.

So you wanna work from home?

More and more people are turning to the Internet these days in search of something, just about ANY thing, to help them get out of the financial mire. Whether they created their own mess, or they’re a victim of the recession, or not even in a mire but are simply looking for the exit ramp from the dog-eat-dog expressway, or headed for retirement without a clue or a means to support themselves for the next 20-50 years.

Even in good economic times, people just get tired of the rat race! The lousy boss, the office politics, the long hours, the long commute, lost time with family and friends… Not having freedom just to LIVE! Sure you gotta make money to pay the bills, but at what cost? That’s not living – that’s slavery!

What they really need is a real Plan B.

Big House and Fancy CarWe hear that people make a killing online and we want to know how they do it so we can do it, too. We want to stay up late and sleep in, spend our days shopping or watching TV or “playing outside” and still be able to afford the good life: a big house (or 2 or 3), fancy cars, a maid, weekly spa treatments, long vacations to exotic locations, etc.

But slow down a moment… is that REALLY what you want? Or is that just someone else’s fantasy life they’re trying to sell you? Maybe it IS what you really want. Or maybe, you’re like I was and only want FREEDOM! Financial freedom to stop worrying about how the bills are getting paid, and time freedom to enjoy life.

So before I help you find the path to the life you desire, you gotta do some thinking. Strike that! You gotta do some soul searching. Here are some questions you need to think over and be deadly honest with yourself on the answers. If you get these wrong, you’re only setting yourself up for disappointment later.

  • Do you want a job or a business?
  • Are you dependable and self-disciplined?
  • What are your passions? If time & money were no object, what would you do even if you weren’t being paid to do it?
  • Most importantly, are you teachable? To get what you want, you gotta learn how to get it from someone who already has it. If you’re not teachable, you’re setting yourself up for frustration & failure.

But if you’re willing to learn and you can follow the leader, click here and fill out the form on the next page. I’ll get back in touch with you and introduce you to a system that works. In 20 years of experience, this is the first thing I’ve found that is fool-proof.